Effective Date: 19/06/2025

Last Updated: 19/06/2025

Welcome to R. Hood Media (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website smartcreditbundle.com (“Site”) and any services or products provided by us. By accessing or using our Site or purchasing any products, you agree to these Terms. If you do not agree, please do not use our Site.

1. Acceptance of Terms
By accessing or using our Site, you confirm that you are at least 18 years old or have parental/guardian consent, and you agree to comply with these Terms. If you do not meet these requirements, you must not use our Site.

2. Products and Services

• Descriptions: We strive to provide accurate descriptions of our products and services. However, we do not guarantee that the descriptions, pricing, or other content on the Site are error-free or complete.

• Availability: All products and services are subject to availability. We reserve the right to discontinue or modify any product or service at any time without notice.

3. Payment and Pricing

• All prices are listed in GBP unless stated otherwise.

• Payments are processed securely through third-party payment processors.

• You are responsible for providing accurate and complete payment information.

• Refunds, if applicable, are subject to our refund policy (see Section 4).

4. Refund Policy
All sales are final and non-refundable unless otherwise stated in a specific promotion or agreement.

If you are eligible for a refund, please contact us at [email protected] with your purchase details.

5. Intellectual Property

• All content on our Site, including but not limited to text, graphics, logos, images, and software, is the property of R. Hood Media or our licensors and is protected by copyright, trademark, and other intellectual property laws.

• You may not reproduce, distribute, or otherwise exploit any content without our prior written consent.

6. Prohibited Uses

You agree not to:

• Use the Site for unlawful purposes.

• Interfere with or disrupt the Site’s functionality.

• Copy, distribute, or reverse-engineer any part of the Site or its content.

• Use the Site to transmit harmful or malicious code.

7. Limitation of Liability

• R.Hood Media is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Site or products.

• We do not guarantee any specific results or outcomes from using our products or services.

• Use of the Site and products is at your own risk.

8. Disclaimer of Warranties
Our Site, products, and services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Indemnification
You agree to indemnify, defend, and hold harmless R. Hood Media, its affiliates, and its employees from and against any claims, damages, losses, or liabilities arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

10. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of these websites. Use of third-party sites is at your own discretion.

11. Changes to These Terms
We may update these Terms from time to time. Any changes will be effective when posted on this page. Your continued use of our Site constitutes your acceptance of the updated Terms.

12. Governing Law
These Terms are governed by the laws of the United Kingdom. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of the United Kingdom.

13. Contact Us
If you have any questions about these Terms, you can contact us at:

R. Hood Media

[email protected]

Unit 14
Chester Avenue

Whitehead

County Antrim
BT38 9QQ